Paying for college just got easier
We offer Private Student Loans for your funding needs
- Borrow as little as $2,000 or as much as $30,000 per year**.
- Use our private student loan to pay for qualified education expenses.
- Quick approval once we receive your completed application.
Borrowers: Before considering a Private Student Loan, please exhaust federal loans, which in most cases will cost less.
* APR = Annual Percentage Rate. Rates and terms based on credit criteria and are all subject to change. Please call any of the Credit Union's offices for current interest rates and policies. See credit union for current rate and fee schedule.
** Program Limits. Certain requirements apply.
*** Subject to Credit Union approval. Certain requirements apply.
**** A qualified student is one who is enrolled in an undergraduate or graduate degree seeking program at least half-time at an eligible school and who has met the underwriting criteria for loan approval.
Student Benefits
Zero Origination Fees for all qualified student borrowers****
Easy application process
Competitive Interest Rates
30 Day No-Fee Return Policy allows you to cancel the loan if you find a better option.
Student Benefits
Eligibility & Credit Requirements
Borrower must be enrolled in an approved school and pursuing a degree program on at-least a halftime basis
Borrower must be a member or join Hanscom Federal Credit Union during the online application process
Borrower and cosigner must be a U.S. citizen or permanent resident
Students are encouraged to apply with a creditworthy cosigner for a better chance of approval and/or lower interest rate
Eligibility & Credit Requirements
- Borrower must be enrolled in an approved school and pursuing a degree program on at least a halftime basis.
- Borrower must be a member or join.
- Applying with a cosigner is highly recommended to qualify for lower rates!