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Fee Schedule

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Fee ScheduleSeptember 1, 2013
Account Fee Notice Amount
Abandoned Property (per account) $30.00
Attachment or Levy $25.00
    ATM Transactions (withdrawal, transfer, or inquiry)
    At Hanscom FCU ATM Free
    Other ATMs $1.25
ATM & Check Card holders are exempt from the above fee as follows:  
Free Checking: No charge for first 10 network ATM transactions per statement period.  
Premier Checking: No charge for any network ATM transactions per statement period.  
Checking Accounts  
    Free Checking No monthly fee
    Premier Checking $9.95 per month
Fee waived with an average daily checking account balance of $2,000 or average combined savings and loan balances of $6,000.  
Coin Counting Machine  
    Members Free
    Non-members 10% of coin value
Copies  
    Check (per copy) $1.00
    Statement (per month) $2.00
Official Checks  
    Less than $1,000 (limit 1 per day) No charge
    Less than $1,000 (after 1st check)1 $3.00
    $1,000 or more No charge
Returned Item  
    Third party item $5.00
    Item on member's non-Hanscom FCU account $15.00
Travelers Cheques  
    Single Signature 1% of amount of purchase
    Cheques for Two 1% of amount of purchase
    Gift Cheque $2.00 per check
Wire Transfer  
    Incoming No charge
Outgoing  
    Domestic $15.00
    International $30.00
Deficient Share Balance Fee Up to $24.99
    To maintain membership, you must keep a minimum balance of $25 in your Savings (Prime Share) Account. A fee of up to $24.99 will be assessed if your total shares balance is less than $25 during the previous 6 months.  
Excess Activity Fee $15.00
    Per transaction over legal limits on savings and money market accounts. See Disclosure for Personal Accounts for details.  
Foreign Item Collection Varies
Higher Yield Savings Account Withdrawal $25.00
    No charge for first withdrawal per statement period.  
History Printout $2.00 per page
Inactivity Fee $5.00 per month
    Applies if there is no activity in a membership during the previous 12 months.  
IRA Trustee Transfer $15.00
Money Order1 $2.00
Non-sufficient funds (check and debit) $25.00 per item
Overnight Delivery At cost
Personalized Check Order Varies based on style
Research / Reconciliation $25.00 per hour
Stop Payment - single check, consecutive series, ACH, official check, money order $25.00
Subordination Fee $150.00
    Applies when Hanscom FCU does not hold first mortgage.  
Uncollected funds ( check and debit ) $5.00 per item
1Premier Checking account holders are exempt from this fee.

Hanscom Federal Credit Union reserves the right to amend this schedule at any time.