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Share Certificate Specials

Give your savings a boost

Special offer, special rate, limited time

6 - 11 Month 4.00% APY*
APY*

More Guaranteed

Earn a great dividend while reaching your savings goal.

  • Affordable way to start putting money into savings
  • Earn higher interest rates by investing for longer term

  • With monthly compound interest you earn more interest on your interest
  • Choose your term from 3 - 60 months

Questions? We can help!

Table data for Share Certificate Specials
 Rates effective 12-30-2024
Dividend Rate APY* Alert Me
6 - 11 Month 3.928% 4.00%
Open a Certificate Online
*Annual Percentage Yield (APY) A penalty may be imposed for early withdrawals and may reduce earnings. Terms and conditions disclosures available at account opening. Minimum deposit of $1,000.00 required to open an account and obtain APY. Offer may be withdrawn at any time and rates are subject to change without notice. Federally insured to $250,000 by NCUA.

Complete the form below and a member of the team will contact you. You can also visit any branch location or call us at 800-656-4328 for details.






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Open your Certificate at one of our Branches or Online

Community Branches

Littleton Branch and Operations Center

Address
25 Porter Road
Suite 100
Littleton, MA 01460-1434

Hours
Monday: 8:30 a.m. to 4 p.m.
Tuesday: 8:30 a.m. to 4 p.m.
Wednesday: 8:30 a.m. to 4 p.m.
Thursday: 8:30 a.m. to 4 p.m.
Friday: 8:30 a.m. to 4 p.m.
Saturday: Closed
Sunday: Closed

Littleton Branch Details

Billerica Branch

Address
Treble Cove Plaza
199 Boston Road
North Billerica, MA 01862

Hours
Monday: 9:00 a.m. - 5:00 p.m.
Tuesday: 9:00 a.m. - 5:00 p.m.
Wednesday: 9:00 a.m. - 5:00 p.m.
Thursday: 9:00 a.m. - 6:00 p.m.
Friday: 9:00 a.m. - 6:00 p.m.
Saturday: 9:00 a.m. - 12:00 p.m.
Sunday: Closed

Billerica Branch Details

Bedford Branch

Address
Great Road Shopping Center
325 Great Road
Bedford, MA 01730

Hours
Monday: 8:30 a.m. - 4:00 p.m.
Tuesday: 8:30 a.m. - 4:00 p.m.
Wednesday: 8:30 a.m. - 4:00 p.m.
Thursday: 8:30 a.m. - 6:00 p.m.
Friday: 8:30 a.m. - 4:00 p.m.
Saturday: 9:00 a.m. - 12:00 p.m.
Sunday: Closed

Bedford Branch Details

Beverly Branch

Address
50 Dodge Street, Suite 103
Beverly, MA 01915

Hours
Monday: 8:30 a.m. to 4:00 p.m.
Tuesday: 8:30 a.m. to 4:00 p.m.
Wednesday: 8:30 a.m. to 4:00 p.m.
Thursday: 8:30 a.m. to 6:00 p.m.
Friday: 8:30 a.m. to 4:00 p.m.
Saturday: 9:00 a.m. to 12:00 p.m.
Sunday: Closed

Beverly Branch Details

Devens Branch

Address
24 Andrews Parkway
Devens, MA 01434

Hours
Monday: 8:30 a.m. to 4:00 p.m.
Tuesday: 8:30 a.m. to 4:00 p.m.
Wednesday: 8:30 a.m. to 4:00 p.m.
Thursday: 8:30 a.m. to 6:00 p.m.
Friday: 8:30 a.m. to 4:00 p.m.
Saturday: 9:00 a.m. to 12:00 p.m.
Sunday: Closed

Devens Branch Details

Dorchester Branch

Address
8 District Avenue
Dorchester, MA 02125

Hours
Monday: 9:00 a.m. - 5:00 p.m. 
Tuesday: 9:00 a.m. - 5:00 p.m. 
Wednesday: 9:00 a.m. - 5:00 p.m. 
Thursday: 9:00 a.m. - 6:00 p.m. 
Friday: 9:00 a.m. - 6:00 p.m. 
Saturday: 9:00 a.m. - 12:00 p.m. 

Dorchester Branch Details

Find More Locations

How can I become a member?

  • Community Involvement - You can join Hanscom FCU when you're a member of one of our partner organizations. Start the process today and a member of our team will help you join one of our partner organizations. 
  • Family Relationship - Someone in your immediate family is a current member.
  • Bank @ Work - Your company offers us as a benefit to their employees, volunteers, and retirees.
  • Federal Government - You're an active or retired employee of the federal government in Massachusettes.
  • Current Member - You're already a member and would like to open additional accounts.
  • Military Affiliation - You're active duty or retired military.

Get Started

Certificate Calculator

Use this calculator to find out how much interest you can earn on a Share Certificate. Just enter a few pieces of information and we will calculate your annual percentage yield (APY) and ending balance. Click on the "View Report" button to see a detailed schedule of your Share Certificate balance and interest earned.


Hanscom Federal Credit Union
25 Porter Rd
Littleton, MA 01460

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Your accounts are insured  by the National Credit Union Share Insurance Fund (NCUSIF).

Your accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000.

The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Depending on how your accounts are owned and what types of accounts you have, you can increase the total insurance on your funds to greater than $250,000.

Calculate the amount of your insured funds at a federally insured credit union using NCUA’s Share Insurance Estimator. The estimator can be used for personal, business, or government accounts. Personal accounts include individual ownership, joint ownership, payable-on-death (accounts with named beneficiaries), living trusts, and IRAs. The Estimator also includes an extensive Glossary of Terms and Frequently Asked Questions,

You can also read NCUA's More in-depth information on types of deposit accounts