Financial Guides
Building credit, creating a home, planning for your financial future?
The eGuides in our library will help you every step of the way. There’s no limit to the number of eGuides you can download and there’s no charge!
Your Guide to Money and Marriage
Congratulations on your engagement! Now is a happy, busy time filled with sharing the good news and making lots of decisions. Before you start picking out venues and menus, there are some big questions you should be asking yourselves. From your financial personalities to your goals for the future and how you plan to save for retirement, there are many important topics that you should start talking about now. With financial challenges being one of the most commonly cited drivers of divorce, talking about money now can help ensure you’re both setting your marriage on a solid foundation.
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The Savvy Guide to Smart Estate Planning
Your family’s future matters. It’s why you need an estate plan, so that you can give the people you love peace of mind when they’ll need it the most. The Savvy Guide to Smart Estate Planning will show you how to create an estate plan that works for your family and your needs. You’ll learn why estate planning is important, how to get started, the documents and information you’ll need to create a solid plan, when you should update your plan, and so much more.
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Is Investment Property Ownership Right for You?
Thinking about property investment? Our free investment property ownership eGuide will help you assess your goals and evaluate the personal and financial considerations of becoming an investment property owner. Learn about the different types of properties available, which type is right for you, and what you need to know about financing a property and generating a healthy cash flow.
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Your Guide to Smart Auto Financing
A car is an expensive purchase, so it’s important to do your homework before making an offer on a new vehicle. We’re here to help! In this free eGuide, we will give you the information you need to make the best purchasing decisions so you can drive away excited about your new car – without buyer’s remorse. The eGuide covers the vehicle features to consider, financing considerations, negotiating price, legalities and protecting your rights, choosing the best option to finance your vehicle, and how you can get the best of buying and leasing with our Better Than a Lease program.
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Money Management Planner
Build a successful spending plan. Our free, 12-page planner includes worksheets, tips, and strategies to help you make a strong financial plan with the money you have. It’s easy to read and simple to follow. The tools you need to build your budget are all here. This guide includes worksheets to help you identify all of your income and expenses, a weekly program that will expose where you are frittering away excess cash, and strategies for building your savings.
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Family Survivorship Guide
This guide was written for those who have lost a loved one. Our Family Survivorship Guide will help steer you through some of the uncertainties around putting your loved one’s financial affairs in order. Some of the topics covered include settling accounts, needed documentation, access to joint accounts, and handling your loved one’s existing loans. Get the answers you need to help make this time a bit less overwhelming.
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Financial First Aid
The Financial First Aid Guide will walk you through the best ways to manage your money during an unexpected financial setback. Our guide features information on how to reassess your situation, including taking inventory and reviewing all your expenses, assessing your debts, prioritizing bills and communicating with creditors. Walk through the steps of this guide to help make an uncertain time more stable.
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The First-Time Homebuyer’s Handbook
The First-Time Homebuyer’s Handbook will guide you through the process of getting a mortgage. The guide includes information on determining what you can afford, getting pre-qualified, different types of mortgage loans and finding the right one for you, gathering documentation and applying for your loan, and important questions to ask potential lenders. Get the answers you need to make your first home-buying experience stress free.
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Equity Edge
With residential real estate values pushing higher, and your mortgage payments moving your debt lower, now might be the best time to take advantage of your home’s equity. Because there are several ways that you can tap into your home equity, it’s important to do your homework. This free guide, Equity Edge, will help you to understand the types of home equity financing available and offer answers for many commonly asked questions.
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The 20-Something’s Guide to Savvy Credit Card Ownership
Discover why the right card is crucial to building your credit. The 20-Something’s Guide to Savvy Credit Card Ownership will empower you with the financial advice you need to make smart credit card choices. Learn why to choose credit over debit, how credit is established or ruined, tips to increase your credit score, and common financial terms. The guide also includes a bonus Credit Card Checklist to help you compare credit cards that you are considering.
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Your Credit Report
Your credit report and the three digits that make up your credit score influence your life in many ways. Make sure you’re using your credit correctly. Our guide, Your Credit Report, is a quick reference for anyone wanting to learn more about their credit report. The guide includes information on credit reports, credit bureaus, credit scores, your credit reporting rights, protecting yourself from errors, and identity theft.
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