Mortgage Rates

Table data for Home Loans
Program	Rate	APR¹	Points
30 Year Fixed Rate	6.875%	7.029%	0.000%
20 Year Fixed Rate	6.625%	6.823%	0.000%
15 Year Fixed Rate	6.375%	6.620%	0.000%
5/1 Year ARM	6.250%	6.697%	0.000%
¹APR = Annual Percentage Rate.

APR = Annual Percentage Rate.
Adjustable Rate Mortgages are variable, and your Annual Percentage Rate (APR) may increase after the original fixed-rate period.
Mortgages are available for 1 – 4 family residential properties. Mortgages are not offered in Alaska, Hawaii, New Mexico, New York or Texas. Rates and points shown are for members with the best credit profile. Other rates and points are available, based on your credit history, product selection, transaction type, and property value. Rates are subject to change. Hanscom Federal Credit Union membership required.

Rates effective: 12-21-2024

Active Duty/First Responders Closing Cost Discount

Active Duty Members and First Responders receive a $500.00 closing cost discount when closing a first mortgage loan with Hanscom Federal Credit Union.

Current active duty members in the United States Uniformed Services (Army, Navy, Air Force, Marines, Space Force, Coast Guard, National Guard, NOAA Commissioned Corps and Public Health Service Commissioned Corps)

First Responders would be defined as follows:
Paid or volunteer Firefighters, Police Officers (including Sheriffs and Sheriff's Deputies, Correctional Officers, State Troopers, Federal Law Enforcement Officers and Campus Police), EMTs, Paramedics and 911 Dispatchers