Table data for Primary Residence
Home Loans
| 30 Year Fixed Rate |
6.625% |
6.782% |
0.000% |
| 20 Year Fixed Rate |
6.375% |
6.578% |
0.000% |
| 15 Year Fixed Rate |
6.000% |
6.251% |
0.000% |
| 10 Year Fixed Rate |
5.750% |
6.101% |
0.000% |
| 1 Year Adjustable Rate |
6.000% |
3.024% |
0.000% |
| 5/1 Year ARM |
6.250% |
6.628% |
0.000% |
| 7/1 Year ARM |
6.500% |
6.715% |
0.000% |
| 10/1 Year ARM |
6.625% |
6.782% |
0.000% |
Table data for Second Home
Home Loans
| 30 Yr 2nd Home |
7.000% |
7.160% |
0.000% |
| 5/1 Year ARM 2nd Home |
6.250% |
6.628% |
0.000% |
| 7/1 Year ARM 2nd Home |
6.500% |
6.715% |
0.000% |
Table data for Investment
Home Loans
| 1-4 Family Investment / Fixed 15 YR |
6.000% |
6.251% |
0.000% |
Table data for VA
Home Loans
| VA 30 Year |
6.375% |
6.649% |
0.000% |
| VA 20 Year |
6.125% |
6.482% |
0.000% |
| VA 15 Year |
5.750% |
6.192% |
0.000% |
Table data for First Time Homebuyer
Home Loans
| No Money Down 7/1 ARM |
6.875% |
7.485% |
0.000% |
Table data for Jumbo Primary Residence Home Loans
Home Loans
| Jumbo 10 Year Adjustable Rate |
6.625% |
6.642% |
0.000% |
| Jumbo 5 /1 Year ARM |
6.250% |
6.491% |
0.000% |
| Jumbo 7/1 Year ARM |
6.500% |
6.577% |
0.000% |
APR = Annual Percentage Rate.
Adjustable Rate Mortgages are variable, and your Annual Percentage Rate (APR) may increase after the original fixed-rate period.
Mortgages are available for 1 – 4 family residential properties. Mortgages are not offered in Alaska, Hawaii, New Mexico, New York or Texas. Rates and points shown are for members with the best credit profile. Other rates and points are available, based on your credit history, product selection, transaction type, and property value. Rates are subject to change. Hanscom Federal Credit Union membership required.
Rates effective: 03-27-2025
Active Duty/First Responders Closing Cost Discount
Active Duty Members and First Responders receive a $500.00 closing cost discount when closing a first mortgage loan with Hanscom Federal Credit Union.
Current active duty members in the United States Uniformed Services (Army, Navy, Air Force, Marines, Space Force, Coast Guard, National Guard, NOAA Commissioned Corps and Public Health Service Commissioned Corps)
First Responders would be defined as follows:
Paid or volunteer Firefighters, Police Officers (including Sheriffs and Sheriff's Deputies, Correctional Officers, State Troopers, Federal Law Enforcement Officers and Campus Police), EMTs, Paramedics and 911 Dispatchers
