Mortgages
Deciding can be overwhelming
Since interest rates have been rising, you may wonder if it's a good time to purchase a home or refinance your mortgage. We are here to help.
Refinancing
- Lower Your Payment / Cash Out / Debt Consolidation
- Get a Personalized Quote
- Apply Online
Investment Property & Second Home
- One- to four-unit residential properties
- Vacation properties
- “Is Investment Property Ownership Right for You?” free e-book
Learning Center
Video: “Getting a Mortgage”
Resources
Read the latest posts about Home Ownership on HFCU’s MoneyWisdom Blog. Keep on top of recent news, promotions, and other home buying and home financing topics
First-time homebuyers, download your free copy of The Road to Homeownership. It’s never too early to start planning!
Frequently Asked Questions
Learn everything you need to know about mortgage loan options, application requirements, and what to expect at your loan closing. Check our huge glossary for mortgage terms that might be unfamiliar to you.
First Responders & Active Duty Discounts
Your service to our country and community means so much to us. For your dedication and patriotism, we extend the following discounts to you.
- 0.25% rate reduction on personal automobile loans
- $500.00 closing cost discount when closing a first mortgage loan (Discount is capped at $500 per loan)
First Responders would be defined as follows:
Paid or volunteer Firefighters, Police Officers (including Sheriffs and Sheriff's Deputies, Correctional Officers, State Troopers, Federal Law Enforcement Officers and Campus Police), EMTs, Paramedics and 911 Dispatchers
Current active duty members in the United States Uniformed Services (Army, Navy, Air Force, Marines, Space Force, Coast Guard, National Guard, NOAA Commissioned Corps and Public Health Service Commissioned Corps)